Monday, 28 November 2011
bizbodySoul.com - Relationships - the best of all
Sunday, 19 June 2011
The Mortgage Scam
I thought on the Mortgage scam - In the UK when we have a mortgage we have the notion that the house belongs to us. But note: the bank holds the deeds ‘till all mortgage payments are made – so who really owns your house?
Of course when we finally make all the payments and get our hands on the deeds then it is our house, then we will really do own the house! But for how long? We have ‘moved on’ in life a little now and we may find we have to remortgage again to pay expenses such as helping our children or even to pay for nursing care – we may find we have little time to enjoy our hard earned dwelling.
So a mortgage is simply a device to allow us to think we own the house – but in reality what we own is at first a tiny fraction, later maybe a half and later still, with much hard lobour and persistence the whole house. But beware! If you miss your payments a few times the ‘beneficial bank’ is quite ready to repossess and does not bother to grant back what you have paid before the repo takes place. It will happily sell your property to pay itself what is still outstanding and if the sale does not fetch enough your ‘beneficial bank’ will bill you again for the rest!
So why do we not rent at about half the usual mortgage payment rate and have much more free money, as they do in real Europe? ‘Because this way we can get our own house’ you may say.
But sadly this hope is often just an unfulfilled dream.
Tuesday, 24 May 2011
European Union are rapidly implementing new legislation which will effectively BAN FOREVER a large range of supplements.
The European Union are rapidly implementing new legislation which will effectively BAN FOREVER a large range of supplements. These include Chinese
mushroom capsules, reishi and cordyceps plus thousands of others. These
products will then only be available (if at all) through the pharmaceutical
companies at extortionate prices and they will be full of fillers/sweeteners
and other assorted 'nasties'.
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Tuesday, 3 May 2011
fishes heads actually point - u get directions to the shop
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Wednesday, 16 March 2011
With great enthusiasm I put together this letter
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Saturday, 28 August 2010
Coalition Government IS good for the UK
Speaker John was shutting up the PM for repetition as he over used his popular insert 'the last lot left us with £85billion of debt'(p.); and later he admonishing the members 'you shouldn't shout at the PM in this way -it delays progress and is rude' Absolutely true and again signs of progress.
However an even greater freeing up of the ritual would be welcome. Opportunities could be available for the DPM to answer some questions; and genuinely interested membersof the public allowed to put their questions directly and easilly in an extension of this debate. Such a move would open up a truly democratic line to the man in the street and increase his interest enormously.
So our coalition can be good for the UK. It may stop party infighting, and work hard for the backing and concencsus of the people. Vital tasks face this government. Surely its first task is talk to the banks and make sure they play their financial part in in the rebuilding of our country. Otherwise, especially at SMB levels, there will be little or no profitable activity, much commerce will calapse and banks will collapse also, left without the clientel they rely on for their profits.***
Taken from LINKtogether Bulletin no 66 Autumn 2010
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Friday, 15 January 2010
Much needed small biz help - only in Scotland!
up with our Flexible Office Space and 'START UP'
Help scheme-- and what better way to do this than
remove business rates or reduce them.
It is BRILLIANT to see that in April this year the
Scottish Government with it's Small business bonus
scheme has done this very thing! LINK has
excerpted below from www.scotland.gov.uk/sbbs
The Scottish Government's small business bonus
scheme.
'From April 1, 2009 many small businesses will pay no rates.
From April 1, 2009 tens of thousands of small businesses will pay no rates at all under the
Scottish Government's small business bonus scheme.
You could save up to almost £4,000 a year, depending on your rateable value. An eligible
business property will save on average £1400 in 2009-10.
What's the catch? There isn't one! The Scottish Government wants to help genuinely small
businesses, particularly in the current economic climate.
Who qualifies? You may qualify if you pay non-domestic rates for properties with a combined
rateable value of £15,000 or less.
The savings band for eligible BUSINESS properties rates are - % relief available
Up to £8,000 -100% £8,001 to £10,000 ---50% £10,001 to £15,000 25%
The aim of this scheme is that small Scottish businesses
may survive in these difficult times. There will be obvious
advantages to local communities in the jobs provided
and experience made available, especially for young
people. To work in a corner shop is a starting point for a youngster,
they can meet and deal with people, handle money and stock
shelves. Here is an opportunity not to be removed. It seems
strange that the Scots , apparently not noted for financial generosity,
can see into the future and help their society in this way.
Strangely our English government has not noticed this brilliant move; is Scotland so far away from England? Perhaps we can circulate this information and help them to notice what's happened. I think once this small business bonus scheme and it's advantages are made clear a similar action will be quickly taken by Westminster.
Sadly our government simply plans to set 2010 business rates based on values
obtained in 2008, so increases are very likely. As if the credit sqeeze had no effect
and jobs problems for youngsters and small businesses did not exist. Pay up or go
down seems to be the view taken. Can we ask them A.S.A.P. to look at this?